Investment analysts at William Blair have revised their forecast for TWFG, Inc. (NASDAQ: TWFG), projecting a decline in earnings per share (EPS) for the third quarter of 2025. In a research note issued on October 14, 2023, analyst A. Klauber lowered the anticipated EPS from $0.17 to $0.16. This adjustment reflects a broader trend among financial analysts regarding the company’s performance.
The consensus estimate for TWFG’s full-year earnings currently stands at $0.57 per share, indicating cautious sentiment about the company’s financial trajectory. Other financial institutions have also adjusted their ratings and price targets for TWFG recently. UBS Group reduced its price objective from $42.00 to $39.00, maintaining a “buy” rating as of October 8. Meanwhile, Weiss Ratings reaffirmed a “sell (d)” rating on the stock on the same day.
Analysts from Piper Sandler and Morgan Stanley have also adjusted their expectations. Piper Sandler decreased its target price from $38.00 to $32.00, while Morgan Stanley revised its target down to $30.00 from $32.00, both maintaining their respective ratings of “overweight” and “equal weight.” JPMorgan Chase & Co. further lowered its target from $35.00 to $30.00, assigning a “neutral” rating.
As of now, four analysts have rated TWFG as a buy, three have assigned it a hold rating, and one has given it a sell rating. According to data from MarketBeat.com, TWFG currently holds a consensus rating of “Hold” with an average price target of $33.29.
Current Market Performance
On October 14, shares of TWFG opened at $25.76. The company has a 50-day moving average of $26.75 and a 200-day moving average of $30.76. Its market capitalization is approximately $1.44 billion, with a price-to-earnings ratio of 62.83. The company has a debt-to-equity ratio of 0.01, indicating a low level of debt compared to equity.
TWFG’s stock has experienced a range over the past year, with a low of $23.52 and a high of $36.85. The firm reported its quarterly earnings on March 3, revealing an EPS of $0.15 alongside revenues of $54.64 million. TWFG aims to maintain its earnings guidance for the fourth quarter of 2024.
Institutional Investor Activity
Several institutional investors and hedge funds have recently adjusted their positions in TWFG. Victory Capital Management Inc. acquired a new position worth approximately $6,784,000 during the first quarter. TD Asset Management Inc. increased its stake by 25.2%, now holding 52,942 shares valued at around $1,636,000. Blair William & Co. IL also purchased a new stake valued at approximately $969,000.
Additionally, Vanguard Group Inc. raised its stake by 0.7%, now owning 621,151 shares worth $19.2 million. Finally, Nuveen LLC has made a significant investment, purchasing a new stake valued at around $15,501,000.
TWFG, Inc. operates as an independent distribution platform for various personal and commercial insurance products across the United States. Its offerings include auto, home, life, health, and business insurance, among others. As the company faces recalibrated earnings expectations, the attention of analysts and investors will likely remain focused on its future performance and strategic direction.
